Finding the Best Brokers in Europe for 2025 is a crucial step when building your personal dividend growth portfolio. After 10 years of investing for financial freedom, I’ve narrowed down my top choices based on two essential criteria: minimal transaction fees and seamless access to both European and US stock markets.

When you’re starting out, every euro counts, and that’s why I can’t emphasize enough how crucial it is to choose a broker with minimal fees. That’s why I’m passionate about highlighting the best brokers in Europe for you – so you can make the most of the magic of compounding.

So, which brokers truly stand out as the best brokers Europe for 2025? Here are my top two recommendations, offering a winning combination of low fees and extensive market access:

Interactive Brokers

Best for advanced investors

Invest like a professional with access to 135 markets. Advanced strategies possible, flexible reporting available. Zero monthly fees, low commissions, access to Morningstar data.

Trading212

Best for time-saving investors

A solid choice for investors who see time as their biggest value. Fully automate your investments in a basket of stocks & ETFs. Zero commissions*

Open an Acount at IBKR
Open an Acount at T212

Capital at Risk!

* Other fees may apply! I.e. currency exchange costs and connectivity fees where applicable. This is also an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions.

While the two above are my general top recommendations, I also want to highlight brokers that are often chosen by our community in specific regions.

      • Germany: Trade Republic is a popular choice, especially for those who prioritize mobile-first investing and commission-free trading on many assets.

      • Poland: XTB offers a powerful platform with access to a wide range of instruments, including stocks, ETFs, and CFDs, and is particularly well-regarded for its educational resources and local support.

      • Sweden: Avanza is a strong contender for Swedish investors, especially those seeking a full dividend tax reclaim, which can significantly enhance long-term returns.

    Remember, the “best” broker in Europe ultimately depends on your individual needs and investment strategy. Consider factors like your country of residence, desired asset classes, trading frequency, and preferred platform features before making a decision.

    Frequently Asked Questions

    Which European broker is best for long-term investing?

    I personally prefer Interactive Brokers for long-term European investors. Keeping your costs low is important when investing for the long term and IBKR is a very low-cost broker with a transparent cost structure. It has several banking licenses, also in Europe.

    What is the best way to invest in Europe?

    European UCITS ETFs are mostly considered to be a good starting point. ETFs are a curated basket of stocks that can be bought in one single order. There are many options out there ranging from a worldwide index or a particular theme-based ETF. As an example, you can become the owner of many iconic dividend aristocrats by buying the Fidelity Global Quality Income UCITS USD Inc ETF ($FGQI).

    Which European brokers are most trusted?

    Generally speaking, traditional banks are probably the most trusted. However, they often charge very high fees compared to their equivalent low-cost online brokers. Therefore, Interactive Brokers seem to be the most trusted within the European dividend growth community.

    Can you buy fractional shares in Europe?

    Yes, Trading212 offers buying and selling of fractional shares in most European stock markets. Interactive Brokers introduced this as well not too long ago, but I don’t have experience with that.

    Does DEGIRO do fractional shares?

    No, DEGIRO doesn’t offer fractional shares and I’m not aware of any plans on this front.

    Best Brokers in Europe for DRIP Investing?

    I would argue that Interactive Brokers with its recently released DRIP feature is the best broker available to Europeans for automatic (DRIP) investing of dividends. It’s easy to configure for which (US) stocks you would like to see this activated and for which not.

    My Final Thoughts about the Best Brokers in Europe

    1. Interactive Brokers, is one of the most popular trading platforms for advanced investors. Especially after Interactive Brokers decided investors would no longer be charged a $10 fee to maintain a minimum balance in their trading accounts.
    2. Trading212 is, in my opinion, the best broker for low-budget investors and investors who want to save time. They allow you to buy fractional shares as low as 1 Euro. It also allows you to create your own basket of stocks (pie) and fully automate your investments* so that you do not need to put a lot of effort into it.

    Having an account at one of these brokers may just be your first step on your journey toward financial freedom 👌.

    * “This is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions.

    If you decide to open an account at Interactive Brokers or Trading212, could you click the link above? Those are affiliate links and if you open an account, I may receive a commission at no additional cost to you.

    Regarding Trading212: To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link (Sponsored). Terms apply.

    Ready to start building your dividend growth portfolio?

    Did you open an investment account and now curious to get inspired on dividend stocks to buy? Check out my article about the 30 best European dividend aristocrats.

    Yours Truly,
    European Dividend Growth Investor